Davut Dogu

Davut Dogu is the accredited credit representative who reviews Loanseekers' rate, lender and loan content for factual accuracy before it is published. He is the sign-off authority on every lender review, checking that the rates, fees and eligibility criteria match each lender's own published information and carry a current review date.

Articles by Davut

MoneyDo falling house prices affect your car loan application?BCBrandon Cutajar·20 Sept 2026MoneyAustralians spent 10.3% more on vehicles last quarter while saving cautiously: what it means for your car loanJBJameson Beare·19 Sept 2026MoneyHow much can you borrow for a car on an average Australian salary?DCDeren Celik·17 Sept 2026GuidesHow long should your car loan be? Weighing a 3, 5 or 7 year termAGAmir Gondal·15 Sept 2026GuidesHow much deposit do you need for a car loan in 2026?BCBrandon Cutajar·15 Sept 2026MoneyThree data releases before the RBA's 29 September decision: what borrowers should watchJBJameson Beare·15 Sept 2026MoneyThe cash rate is 4.35%, but that is not your rate: what Australians pay to borrow in 2026JBJameson Beare·15 Sept 2026Car FinanceCar stamp duty by state in 2026: what it costs and how it fits into your car loanBCBrandon Cutajar·14 Sept 2026Car FinanceCar insurance on a financed car: what lenders require and how gap cover really worksAGAmir Gondal·14 Sept 2026Car FinancePaying out your car loan early: payout figures, break costs and when it is worth itJBJameson Beare·14 Sept 2026MoneyHECS-HELP debt and your car loan: how it affects your borrowing powerDCDeren Celik·14 Sept 2026MoneyBuy now, pay later and your car loan: how Afterpay and Zip affect approvalDCDeren Celik·13 Sept 2026MoneyUsing your mortgage to buy a car: redraw, offset and the real costJBJameson Beare·11 Sept 2026MoneyCan you use your super to buy a car? The rules, and the realistic routeDCDeren Celik·10 Sept 2026MoneyAustralian property values fell in the June quarter 2026: what it means for your borrowingJBJameson Beare·9 Sept 2026GuidesNegative equity on a car loan: what it means for trading in or sellingDCDeren Celik·8 Sept 2026GuidesFirst car buyer guide to car finance: how to get your first car loanAGAmir Gondal·8 Sept 2026MoneyCar loan lending fell in the June quarter 2026: what it means for borrowersBCBrandon Cutajar·8 Sept 2026MoneyAustralia's Minimum Wage Rose to $1,004.90 a Week: What It Means for BorrowersDCDeren Celik·7 Sept 2026MoneyThe 2026-27 Income Tax Cut and Your Borrowing PowerDCDeren Celik·6 Sept 2026MoneyCentrelink Payments Rise From 20 September 2026: What It Means for BorrowersDCDeren Celik·5 Sept 2026MoneyBuilding Approvals Fell 3.6% in July 2026: What It Means for Borrowing PowerJBJameson Beare·4 Sept 2026MoneyAustralia's GDP Grew Just 0.4% in the June Quarter: What It Means for BorrowersJBJameson Beare·3 Sept 2026MoneyAustralian Inflation Eased to 3.5% in July: What It Means for BorrowersJBJameson Beare·2 Sept 2026GuidesJoint car loan applications: applying with a partner or co-borrowerDCDeren Celik·1 Sept 2026GuidesDealer finance vs a broker vs your bank: how to compare car loan optionsAGAmir Gondal·1 Sept 2026MoneyHousehold spending is up 7% in a year: what it signals for rates and your borrowing powerJBJameson Beare·1 Sept 2026MoneyNew home lending fell 5.4% in the June quarter: what tighter borrowing means for youJBJameson Beare·1 Sept 2026MoneyHousehold expenses and your loan application: what lenders check, and what the benchmark missesBCBrandon Cutajar·31 Aug 2026Interest RatesWage growth slowed to 3.2%: what it means for your borrowing powerJBJameson Beare·31 Aug 2026MoneyCentrelink payments and car finance: which income lenders may count, and how to apply wellDCDeren Celik·31 Aug 2026MoneyThe average Australian salary in 2026, and the number lenders actually useDCDeren Celik·31 Aug 2026MoneySuper in 2026: the guarantee hits its ceiling, and what your balance means when you borrowDCDeren Celik·31 Aug 2026MoneyCar expenses and tax in 2026-27: the 91 cent rate, logbooks, and what your loan has to do with itBCBrandon Cutajar·31 Aug 2026MoneyAustralian property prices in 2026: what a $1.1 million average means for your borrowingJBJameson Beare·31 Aug 2026MoneyMortgage rates in 2026: what the RBA's hiking year means for every borrowerJBJameson Beare·31 Aug 2026GuidesGuarantor car loans: how they work and what the guarantor takes onDCDeren Celik·25 Aug 2026GuidesCar loan pre-approval in Australia: what it is and what it is notAGAmir Gondal·25 Aug 2026Car FinanceThe EV novated lease tax break is being wound back from 2027: what car buyers should knowAGAmir Gondal·25 Aug 2026Interest RatesCash rate stuck at 4.35%: why your car loan rate won't follow it downJBJameson Beare·25 Aug 2026Personal LoansBuying a car privately: how a personal loan and a PPSR check fit togetherBCBrandon Cutajar·24 Aug 2026Personal LoansFinancing a car over 10 years old: the age wall and how buyers get around itBCBrandon Cutajar·24 Aug 2026Caravan LoansTowing weights explained: ATM, GTM, GVM, GCM and financing the tow vehicleBCBrandon Cutajar·24 Aug 2026Caravan LoansUsed caravan finance: the age rule most buyers only find out about lateBCBrandon Cutajar·24 Aug 2026Boat LoansUsed boat finance: how a hull's age changes what lenders will doBCBrandon Cutajar·24 Aug 2026Boat LoansJet ski finance in Australia: how lenders treat a personal watercraftBCBrandon Cutajar·24 Aug 2026Car FinanceCar finance after bankruptcy or a Part 9 debt agreementBCBrandon Cutajar·24 Aug 2026Car FinanceGetting a car loan with a default: the rules, the timeline and your optionsBCBrandon Cutajar·24 Aug 2026Car FinanceBad credit car loans in Australia: what lenders see and what actually helpsBCBrandon Cutajar·24 Aug 2026Business & ABNLow doc ABN car loans: how they work when your financials are not readyBCBrandon Cutajar·24 Aug 2026Business & ABNChattel mortgage vs novated lease vs finance lease: which structure fitsBCBrandon Cutajar·24 Aug 2026Business & ABNChattel mortgage explained: how it works, and the GST timing that mattersBCBrandon Cutajar·24 Aug 2026Business & ABNInstant asset write-off for vehicles and equipment: what actually qualifiesBCBrandon Cutajar·24 Aug 2026GuidesYour credit score and your car loan rate: how the number is setDCDeren Celik·18 Aug 2026GuidesNovated leases explained: how salary packaging a car actually worksAGAmir Gondal·18 Aug 2026Car FinanceOne in five new cars is now electric: what it means for your car loanAGAmir Gondal·18 Aug 2026Interest RatesThe RBA's next move could be up: what car buyers should do before 29 SeptemberJBJameson Beare·18 Aug 2026Interest RatesThe RBA cash rate is 4.35%: what it means for your car loanAGAmir Gondal·13 Aug 2026GuidesHow to boost your car loan approval odds before you applyDCDeren Celik·13 Aug 2026GuidesBalloon payments on car loans: lower repayments, real trade-offsAGAmir Gondal·13 Aug 2026