What is the difference between secured and unsecured?

Secured personal loans are backed by an asset such as a car. Unsecured loans are not backed by an asset. Rates and terms typically differ between the two.

Will checking my options affect my credit score?

Submitting an initial enquiry or using our calculator does not affect your credit score. If a formal credit application is required, a specialist will explain the next step before proceeding.

No. Loanseekers provides finance brokerage and credit assistance. Loan approval, rates, fees and loan contracts are provided by the lender.

What loans can you help with?

We can assist with car finance, boat finance, caravan finance, personal loans, refinance, motorcycle finance, equipment finance and general asset finance.

Can you help if I am self-employed?

Yes, different lenders assess self-employed and ABN applicants differently. We can help explore available options based on your situation.

Loanseekers personal loans

Fund your next move, sooner

Personal finance from 70+ lenders for lifestyle, expenses, purchases or consolidation. Fast online enquiry, no obligation.

Access to 70+ lenders
No obligation to proceed
Initial enquiry does not affect your credit score
Experienced support, Australia-wide

Initial enquiry does not affect your credit score.

Loanseekers personal loans

One enquiry. Checked against the Loanseekers 70+ lender panel.

70+

lenders

60s

to start

obligation

Common uses

What people use personal loans for

Lifestyle & expenses

Travel, events, weddings, lifestyle purchases.

Home improvements

Renovations, repairs or new furniture.

Debt consolidation

Bring eligible debts into a single repayment structure.

Medical & dental

Cover one-off medical or dental costs not covered elsewhere.

Secured options

Backed by an asset such as a vehicle, often with different terms.

Unsecured options

Not backed by an asset. Rates and terms typically differ.

Calculator

Estimate personal loan repayments

Asset type

Purpose

Loan amount: $35,000Move the slider or type a value

Deposit: $0

Term: 5 years

Rate: 8.99%

Estimated repayment

$167.24/ weekly

Financed amount: $35,000
Total interest est.: $8,483
Total repayable est.: $43,483

Your actual rate depends on lender assessment, your profile, the asset, loan amount and supporting documents.

This calculator is a guide only and is based on the information entered. It does not constitute loan approval, a credit quote, financial advice or a recommendation. Actual rates, fees, repayments and approval outcomes depend on lender assessment, your personal circumstances, loan structure and supporting documents.

Process

How it works

Tell us what you need

Choose your loan type, amount and timeframe.

We review your options

Your details are reviewed against available lender pathways through Loanseekers.

Get matched

A finance specialist helps identify suitable finance options based on your profile, asset and goals.

Move forward

If you choose to proceed and are approved, we help guide you through approval and settlement.

FAQ

Personal loan questions

Common uses include lifestyle, expenses, renovations, weddings, travel, medical, and debt consolidation. Acceptable purposes vary by lender.

Financing a vehicle instead? Compare car loan options

Guides

Read up before you apply

Plain-English explainers on how this finance works. General information only.

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Lender reviews

Lenders we work with, reviewed

Factual reviews organised by who each lender is best suited for. General information only.

Start with one finance check

One enquiry gives you access to an expert-supported process and lender options through Loanseekers. No obligation to proceed.

No obligation. Your initial enquiry does not affect your credit score.

Fund your next move, sooner