Do I need to be GST registered?

Some commercial structures are designed for GST registered businesses, but options may be available for non-GST registered ABN holders as well.

What equipment can be financed?

Work vehicles, utes, vans, trucks, machinery, tools, fit-outs, IT and a range of other business assets may be supported subject to lender criteria.

Will checking my options affect my credit score?

Submitting an initial enquiry or using our calculator does not affect your credit score. If a formal credit application is required, a specialist will explain the next step before proceeding.

No. Loanseekers provides finance brokerage and credit assistance. Loan approval, rates, fees and loan contracts are provided by the lender.

What loans can you help with?

We can assist with car finance, boat finance, caravan finance, personal loans, refinance, motorcycle finance, equipment finance and general asset finance.

Loanseekers equipment finance

Equip your business, sooner

Equipment finance from 70+ lenders for ABN holders and business owners buying vehicles, tools, machinery or equipment. No obligation.

Access to 70+ lenders
No obligation to proceed
Initial enquiry does not affect your credit score
Experienced support, Australia-wide

Initial enquiry does not affect your credit score.

Loanseekers equipment finance

One enquiry. Checked against the Loanseekers 70+ lender panel.

70+

lenders

60s

to start

obligation

What can be financed

From work utes to plant equipment

Work vehicles

Utes, vans, trucks and business cars purchased through dealers or private.

Tools & machinery

Workshop tools, trade equipment and small machinery.

Plant & equipment

Larger plant items, excavators, lifts and specialist gear.

Chattel mortgage

Common business structure where the business owns the asset and the lender takes a charge.

ABN holders

Different lenders suit sole traders, ABN-only structures and established companies.

Low doc options

Some lenders support reduced documentation, subject to criteria.

Tax and GST implications should be discussed with your accountant.

Calculator

Estimate equipment finance repayments

Asset type

Purpose

Loan amount: $35,000Move the slider or type a value

Deposit: $0

Term: 5 years

Rate: 8.99%

Balloon: 0%

Estimated repayment

$167.24/ weekly

Financed amount: $35,000
Total interest est.: $8,483
Total repayable est.: $43,483

Your actual rate depends on lender assessment, your profile, the asset, loan amount and supporting documents.

This calculator is a guide only and is based on the information entered. It does not constitute loan approval, a credit quote, financial advice or a recommendation. Actual rates, fees, repayments and approval outcomes depend on lender assessment, your personal circumstances, loan structure and supporting documents.

Process

How it works

Tell us what you need

Choose your loan type, amount and timeframe.

We review your options

Your details are reviewed against available lender pathways through Loanseekers.

Get matched

A finance specialist helps identify suitable finance options based on your profile, asset and goals.

Move forward

If you choose to proceed and are approved, we help guide you through approval and settlement.

FAQ

Equipment finance questions

A chattel mortgage is a common business finance structure where the business takes ownership of the asset and the lender takes a charge over it. Tax and GST implications should be discussed with your accountant.

Need a vehicle for your business? Compare car loan options

Business Equipment Finance by city

Lender reviews

Lenders we work with, reviewed

Factual reviews organised by who each lender is best suited for. General information only.

Bizcap

Best suited for business owners with impaired credit needing very fast short-term funding assessed on revenue

Commercial

Prospa

Best suited for small business owners needing fast unsecured funding up to $150,000 without property security

Commercial

Start with one finance check

One enquiry gives you access to an expert-supported process and lender options through Loanseekers. No obligation to proceed.

No obligation. Your initial enquiry does not affect your credit score.