Do you finance used cars?

Yes, finance options are available for both new and used vehicles. Loan structure and rate may vary based on the age of the vehicle.

Can I finance a car in a business name?

ABN holders and business owners may have access to commercial finance structures such as chattel mortgage. We can help identify suitable options.

What documents will I need?

Typical requirements include identification, income verification and asset details. Exact requirements depend on the lender and loan type.

Will checking my options affect my credit score?

Submitting an initial enquiry or using our calculator does not affect your credit score. If a formal credit application is required, a specialist will explain the next step before proceeding.

No. Loanseekers provides finance brokerage and credit assistance. Loan approval, rates, fees and loan contracts are provided by the lender.

What loans can you help with?

We can assist with car finance, boat finance, caravan finance, personal loans, refinance, motorcycle finance, equipment finance and general asset finance.

Can you help if I am self-employed?

Yes, different lenders assess self-employed and ABN applicants differently. We can help explore available options based on your situation.

Loanseekers car finance

Get into your next car, sooner

Competitive car finance from 70+ lenders, so you can drive away in the car you want. Fast online enquiry, no obligation.

Access to 70+ lenders
No obligation to proceed
Initial enquiry does not affect your credit score
Experienced support, Australia-wide

Initial enquiry does not affect your credit score.

Loanseekers car finance

One enquiry. Checked against the Loanseekers 70+ lender panel.

70+

lenders

60s

to start

obligation

What can be financed

Car finance options for every buyer: new, used, dealer, private sale

Different lenders suit different situations. Loanseekers helps identify which pathway suits yours.

New car finance

Finance options for brand-new cars purchased from a dealer or via factory order.

Used car finance

Finance options for used cars from dealers or private sellers, subject to age and condition criteria.

Dealer purchase

Finance structured around a dealer invoice, including new and demonstrator vehicles.

Private sale

Private sale finance options are available, subject to lender criteria and verification.

Business / ABN finance

ABN holders and business owners may access commercial structures such as chattel mortgage.

Refinance

Refinance an existing car loan to potentially restructure your rate, term or lender.

Calculator

Car loan repayment calculator: estimate your weekly payments

Get a quick repayment estimate, then check your actual finance options.

Asset type

Purpose

Loan amount: $35,000Move the slider or type a value

Deposit: $0

Term: 5 years

Rate: 8.99%

Balloon: 0%

Estimated repayment

$167.24/ weekly

Financed amount: $35,000
Total interest est.: $8,483
Total repayable est.: $43,483

Your actual rate depends on lender assessment, your profile, the asset, loan amount and supporting documents.

This calculator is a guide only and is based on the information entered. It does not constitute loan approval, a credit quote, financial advice or a recommendation. Actual rates, fees, repayments and approval outcomes depend on lender assessment, your personal circumstances, loan structure and supporting documents.

Process

How to apply for a car loan through Loanseekers

A simple online start, backed by real, experienced support.

Tell us what you need

Choose your loan type, amount and timeframe.

We review your options

Your details are reviewed against available lender pathways through Loanseekers.

Get matched

A finance specialist helps identify suitable finance options based on your profile, asset and goals.

Move forward

If you choose to proceed and are approved, we help guide you through approval and settlement.

FAQ

Car loan frequently asked questions

Yes, finance options may be available for private sale purchases as well as dealer purchases, subject to lender criteria and asset assessment.

Also exploring personal loans? Compare personal loan options

Guides

Read up before you apply

Plain-English explainers on how this finance works. General information only.

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Lender reviews

Lenders we work with, reviewed

Factual reviews organised by who each lender is best suited for. General information only.

Start with one finance check

One enquiry gives you access to an expert-supported process and lender options through Loanseekers. No obligation to proceed.

No obligation. Your initial enquiry does not affect your credit score.

Get into your next car, sooner