Brandon Cutajar

Brandon Cutajar is the founder of Loanseekers. He writes about the Australian lending market and how borrowers can compare car, personal and business finance across a panel of more than 70 lenders, with a focus on making the process clearer and faster.

Articles by Brandon

GuidesUpgrading a financed work vehicle with positive equityBCBrandon Cutajar·5 Nov 2026GuidesFactor rate vs interest rate: how to compare short-term business loan costsBCBrandon Cutajar·5 Nov 2026GuidesHome battery finance: work out the net cost before you borrowBCBrandon Cutajar·5 Nov 2026GuidesBorrowing from family or a gifted deposit: how to document it for a lenderBCBrandon Cutajar·5 Nov 2026GuidesHow to check your loan statement: interest, fees and the balanceBCBrandon Cutajar·5 Nov 2026GuidesDirector personal guarantees: read the liability before signingBCBrandon Cutajar·5 Nov 2026GuidesChild support and your loan application: received, paid and the paperworkBCBrandon Cutajar·5 Nov 2026GuidesProving your income for a loan: reconcile payslips, bank deposits and your ATO income statementBCBrandon Cutajar·5 Nov 2026GuidesDebt-to-income ratio: how to work out yours before applying for a loanBCBrandon Cutajar·5 Nov 2026GuidesNo Interest Loans (NILS): who can apply and how they compare with a personal loanBCBrandon Cutajar·5 Nov 2026GuidesConsumer lease vs personal loan: compare the total cost before you rent to buyBCBrandon Cutajar·5 Nov 2026MoneyHome loan rate rise November 2026: big four variable rates up from 13 NovemberBCBrandon Cutajar·5 Nov 2026MoneyRBA rate rise November 2026: 4.85% target and your car loanBCBrandon Cutajar·3 Nov 2026GuidesWhat a car finance broker must give you: a document by document checklistBCBrandon Cutajar·3 Nov 2026MoneyNew house build costs rose 4.8% in a year: what the September 2026 approvals mean for borrowersBCBrandon Cutajar·3 Nov 2026MoneyBusiness credit growth hit 11.3% in September 2026: what it means for equipment financeBCBrandon Cutajar·1 Nov 2026MoneyRBA Governor tells Senate estimates inflation will be higher: what it means for car loan applicantsBCBrandon Cutajar·30 Oct 2026MoneyAustralian wages rose 6.1% in 2025-26, but household income tax rose 9%: what it means for borrowersBCBrandon Cutajar·28 Oct 2026GuidesCan you cancel a car loan after signing? A stage-by-stage guideBCBrandon Cutajar·27 Oct 2026MoneyLost super hits $21.2 billion: what finding yours means for a car loanBCBrandon Cutajar·27 Oct 2026MoneyCar loan scams: how to check a lender or broker before you applyBCBrandon Cutajar·25 Oct 2026MoneyRBA November 2026 meeting: what car loan applicants should check before 3 NovemberBCBrandon Cutajar·23 Oct 2026MoneyElectricity bills in 2026-27: the rebate has ended, default prices have changed, and what it means for your car loan budgetBCBrandon Cutajar·21 Oct 2026Car FinanceJoint car loan after separation: how to remove your name or take over the loanBCBrandon Cutajar·20 Oct 2026MoneyPersonal credit growth hit 5.1% in August 2026: what it means for car loan applicantsBCBrandon Cutajar·20 Oct 2026MoneySuper co-contribution 2026-27: the $500 top up and your car loan budgetBCBrandon Cutajar·18 Oct 2026MoneyFixed home loan rates rose above variable rates: what the RBA's August 2026 data means for borrowersBCBrandon Cutajar·17 Oct 2026MoneyBuilding approvals August 2026: unit approvals fell 21.2% as house approvals roseBCBrandon Cutajar·14 Oct 2026Caravan LoansCaravan finance mistakes: 9 traps to avoid before you signBCBrandon Cutajar·13 Oct 2026MoneyHousehold debt rose $73.5 billion in the June quarter: what it means for borrowersBCBrandon Cutajar·13 Oct 2026MoneyATO tax debt and your car loan: payment plans, interest and borrowing powerBCBrandon Cutajar·11 Oct 2026MoneyChild Care Subsidy and car loans: how gap fees affect borrowing powerBCBrandon Cutajar·9 Oct 2026Business & ABNForklift finance: should your business buy or rent?BCBrandon Cutajar·8 Oct 2026Boat LoansYacht finance: calculate the full acquisition cost before choosing a depositBCBrandon Cutajar·8 Oct 2026Business & ABNUsed helicopter finance: build the maintenance and valuation dossierBCBrandon Cutajar·8 Oct 2026Car FinanceLuxury car finance: choosing a deposit, balloon and cash reserveBCBrandon Cutajar·8 Oct 2026Car FinancePrestige car finance: compare the vehicle, valuation and loan togetherBCBrandon Cutajar·8 Oct 2026Business & ABNAsset finance versus a business loan: separate equipment from working capitalBCBrandon Cutajar·8 Oct 2026Business & ABNManufacturing equipment finance: managing deposits, installation and the production gapBCBrandon Cutajar·8 Oct 2026Business & ABNAgricultural equipment finance: planning around harvest, machine condition and cash flowBCBrandon Cutajar·8 Oct 2026Business & ABNExcavator finance: assess hours, attachments and the cost of each jobBCBrandon Cutajar·8 Oct 2026Business & ABNCommercial van and ute finance: payload, fit-outs and business useBCBrandon Cutajar·8 Oct 2026Business & ABNCommercial asset finance refinance: compare payouts, security and total costBCBrandon Cutajar·8 Oct 2026Business & ABNNew business asset finance: building a credible application with a new ABNBCBrandon Cutajar·8 Oct 2026MoneyHome loan rate rise starts 9 October: what car loan applicants should checkBCBrandon Cutajar·8 Oct 2026MoneyNew home prices up 5.4% as values slip: what it means for borrowersBCBrandon Cutajar·6 Oct 2026MoneyRideshare driver car loan: how ATO tax rules shape your applicationBCBrandon Cutajar·3 Oct 2026MoneyRBA rate rise: cash rate lifted to 4.60% in September 2026BCBrandon Cutajar·29 Sep 2026MoneyCar running costs are rising faster than inflation: what it means for your car loan budgetBCBrandon Cutajar·29 Sep 2026MoneyUnemployment rate rose to 4.6% in August: what it means for your car loanBCBrandon Cutajar·26 Sep 2026GuidesCar loan settlement: what happens after you are approvedBCBrandon Cutajar·22 Sep 2026MoneyDo falling house prices affect your car loan application?BCBrandon Cutajar·20 Sep 2026GuidesHow much deposit do you need for a car loan in 2026?BCBrandon Cutajar·15 Sep 2026Car FinanceCar stamp duty by state in 2026: what it costs and how it fits into your car loanBCBrandon Cutajar·14 Sep 2026MoneyCar loan lending fell in the June quarter 2026: what it means for borrowersBCBrandon Cutajar·8 Sep 2026MoneyHousehold expenses and your loan application: what lenders check, and what the benchmark missesBCBrandon Cutajar·31 Aug 2026MoneyCar expenses and tax in 2026-27: the 91 cent rate, logbooks, and what your loan has to do with itBCBrandon Cutajar·31 Aug 2026Personal LoansBuying a car privately: how a personal loan and a PPSR check fit togetherBCBrandon Cutajar·24 Aug 2026Personal LoansFinancing a car over 10 years old: the age wall and how buyers get around itBCBrandon Cutajar·24 Aug 2026Caravan LoansTowing weights explained: ATM, GTM, GVM, GCM and financing the tow vehicleBCBrandon Cutajar·24 Aug 2026