Every lender on our panel, reviewed
Factual, plain-English reviews organised by who each lender is best suited for. General information only, not a recommendation.
24 lenders reviewed and counting.
Major banks
ANZ
Best suited for borrowers who want a major-bank unsecured loan up to $75,000 for a car or other purchase, priced to their credit score
Bank
Bank of Melbourne
Best suited for borrowers buying a car for personal use, up to seven years old at application, who want a fixed secured rate and a set repayment term
Bank
Commonwealth Bank
Best suited for buyers with a good credit rating wanting a major-bank secured car loan, published EV rate discounts or pre-approval before shopping
Bank
Great Southern Bank
Best suited for borrowers who want a fixed-rate car or personal loan from a customer-owned bank with no monthly fees and free early payout, especially electric or hybrid buyers using the discounted Green Car Loan
Bank
Greater Bank
Best suited for australian permanent residents aged 18 or over who live in NSW, QLD or the ACT and are buying a brand-new car (or a demonstrator under 5,000 km), since the sharpest advertised rate is restricted to new vehicles and the bank only lends in those three jurisdictions
Bank
ING
Best suited for PAYG employees with a good credit score wanting an unsecured fixed-rate loan of $5,000 - $60,000 with free extra repayments and no early payout cost, priced by published credit-score tiers
Bank
NAB
Best suited for existing NAB customers after a secured fixed-rate car loan, or sole applicants wanting a fast unsecured bank-loan decision
Bank
St.George Bank
Best suited for borrowers financing a car up to seven years old at application who want a fixed secured rate, with terms from one to seven years
Bank
Westpac
Best suited for buyers who want a major-bank fixed-rate car loan, especially EV or hybrid buyers chasing the discounted green tiers, or existing Westpac customers who value a 60-second response and same-day funding
Bank
Car & consumer finance
AFS
Best suited for car buyers wanting no-deposit finance on any age of vehicle, including classics, imports and private sales
Consumer
Affordable Car Loans
Best suited for borrowers outside major-bank criteria wanting a secured car loan with free extra repayments and no payout penalty
Consumer
CarStart Finance
Best suited for credit-impaired buyers, including ex-bankrupts, who want the car and the finance arranged in one place
Consumer
Plenti
Best suited for borrowers with a good credit history wanting a low fixed rate on a new car or EV
Consumer
loans.com.au
Best suited for borrowers who want a fully online car loan of $10,000 - $150,000 on a new, demo or used vehicle and value a low variable entry rate, unlimited extra repayments and no early-exit fee on the variable option
Consumer
Specialist & near-prime
Money3
Best suited for credit-impaired borrowers, including Centrelink recipients, needing a secured vehicle loan assessed on circumstances rather than score
Specialist
Pepper Money
Best suited for car buyers wanting balloon payment and zero-deposit options across new, used or private-sale vehicles
Specialist
Personal loans
Latitude
Best suited for borrowers wanting fixed-or-variable flexibility and a fast personalised quote, with a repayment-pause option for new customers
Personal
MoneyMe
Best suited for borrowers who need funds fast, with same-day approval and unsecured loans up to $70,000
Personal
Now Finance
Best suited for good-credit borrowers who want a genuinely fee-free fixed-rate personal loan
Personal
OurMoneyMarket
Best suited for borrowers with a clean credit file who want a fast, fully online fixed-rate personal or car loan of $5,000 - $100,000, with good credit history rewarded by lower risk-based pricing
Personal
SocietyOne
Best suited for borrowers with a strong credit profile chasing tier-priced fixed rates with no monthly or early repayment fees
Personal
Wisr
Best suited for borrowers with a clean recent credit file who want repayment flexibility and app tools to pay the loan off faster
Personal
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