Every lender on our panel, reviewed
Factual, plain-English reviews organised by who each lender is best suited for. General information only, not a recommendation.
16 lenders reviewed and counting.
Major banks
ANZ
Best suited for borrowers who want a major-bank unsecured loan up to $75,000 for a car or other purchase, priced to their credit score
Bank
Commonwealth Bank
Best suited for buyers with a good credit rating wanting a major-bank secured car loan, published EV rate discounts or pre-approval before shopping
Bank
NAB
Best suited for existing NAB customers after a secured fixed-rate car loan, or sole applicants wanting a fast unsecured bank-loan decision
Bank
Car & consumer finance
AFS
Best suited for car buyers wanting no-deposit finance on any age of vehicle, including classics, imports and private sales
Consumer
Affordable Car Loans
Best suited for borrowers outside major-bank criteria wanting a secured car loan with free extra repayments and no payout penalty
Consumer
CarStart Finance
Best suited for credit-impaired buyers, including ex-bankrupts, who want the car and the finance arranged in one place
Consumer
Plenti
Best suited for borrowers with a good credit history wanting a low fixed rate on a new car or EV
Consumer
Specialist & near-prime
Money3
Best suited for credit-impaired borrowers, including Centrelink recipients, needing a secured vehicle loan assessed on circumstances rather than score
Specialist
Pepper Money
Best suited for car buyers wanting balloon payment and zero-deposit options across new, used or private-sale vehicles
Specialist
Personal loans
Latitude
Best suited for borrowers wanting fixed-or-variable flexibility and a fast personalised quote, with a repayment-pause option for new customers
Personal
MoneyMe
Best suited for borrowers who need funds fast, with same-day approval and unsecured loans up to $70,000
Personal
Now Finance
Best suited for good-credit borrowers who want a genuinely fee-free fixed-rate personal loan
Personal
SocietyOne
Best suited for borrowers with a strong credit profile chasing tier-priced fixed rates with no monthly or early repayment fees
Personal
Wisr
Best suited for borrowers with a clean recent credit file who want repayment flexibility and app tools to pay the loan off faster
Personal
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