Loanseekers

Deren Celik

Writer · Finance writer, personal lending

Deren Celik writes about personal loans and debt consolidation for Loanseekers, breaking down rates, fees and eligibility so borrowers can see how different lenders compare for their situation.

Articles by Deren

MoneyHow much can you borrow for a car on an average Australian salary?DCDeren Celik·17 Sept 2026MoneyHECS-HELP debt and your car loan: how it affects your borrowing powerDCDeren Celik·14 Sept 2026MoneyBuy now, pay later and your car loan: how Afterpay and Zip affect approvalDCDeren Celik·13 Sept 2026MoneyCan you use your super to buy a car? The rules, and the realistic routeDCDeren Celik·10 Sept 2026GuidesNegative equity on a car loan: what it means for trading in or sellingDCDeren Celik·8 Sept 2026MoneyAustralia's Minimum Wage Rose to $1,004.90 a Week: What It Means for BorrowersDCDeren Celik·7 Sept 2026MoneyThe 2026-27 Income Tax Cut and Your Borrowing PowerDCDeren Celik·6 Sept 2026MoneyCentrelink Payments Rise From 20 September 2026: What It Means for BorrowersDCDeren Celik·5 Sept 2026GuidesJoint car loan applications: applying with a partner or co-borrowerDCDeren Celik·1 Sept 2026MoneyCentrelink payments and car finance: which income lenders may count, and how to apply wellDCDeren Celik·31 Aug 2026MoneyThe average Australian salary in 2026, and the number lenders actually useDCDeren Celik·31 Aug 2026MoneySuper in 2026: the guarantee hits its ceiling, and what your balance means when you borrowDCDeren Celik·31 Aug 2026GuidesGuarantor car loans: how they work and what the guarantor takes onDCDeren Celik·25 Aug 2026GuidesYour credit score and your car loan rate: how the number is setDCDeren Celik·18 Aug 2026PartnersBoat, caravan and motorcycle dealers: turn browsers into buyersDCDeren Celik·14 Aug 2026GuidesHow to boost your car loan approval odds before you applyDCDeren Celik·13 Aug 2026GuidesComparison rate vs interest rate: the number that actually mattersDCDeren Celik·13 Aug 2026GuidesRefinancing guide: when switching your loan pays offDCDeren Celik·28 July 2026GuidesPersonal loans explained: rates, fees and how to compareDCDeren Celik·28 July 2026RefinanceRefinancing a car loan with bad credit: what is actually possibleDCDeren Celik·28 July 2026RefinanceIs refinancing your car loan worth it? How to actually tellDCDeren Celik·28 July 2026

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